Build an analytical sample
Sample loan records, inspect the data dictionary, and clean variables for a consistent view of finalized loans.
Data Analytics / Risk analysis case study
Loan-level analysis of credit risk, grading, borrower characteristics, and origination trends using historical LendingClub data.
The context
This portfolio case study takes the role of a risk analyst reviewing historical LendingClub loans. The goal is to assess the grading system, investigate risk segments, and communicate evidence-based screening recommendations.
The approach
Sample loan records, inspect the data dictionary, and clean variables for a consistent view of finalized loans.
Compare credit grades, FICO, debt-to-income, loan purposes, and home ownership while documenting sample and time-censoring limits.
Study origination volume trends and turn findings into a credit committee presentation.
Inside the repository